{"id":1591,"date":"2017-09-10T13:01:24","date_gmt":"2017-09-10T18:01:24","guid":{"rendered":"http:\/\/lisa.rushworth.us\/?p=1591"},"modified":"2017-09-11T13:30:57","modified_gmt":"2017-09-11T18:30:57","slug":"security-standards-for-financial-information","status":"publish","type":"post","link":"https:\/\/www.rushworth.us\/lisa\/?p=1591","title":{"rendered":"Security Standards For Financial Information"},"content":{"rendered":"<p>A long time ago, processors of credit card information didn&#8217;t have any standards. And they&#8217;d lose your data. People didn&#8217;t like that, and some type of regulation had to be put on the industry. The credit card processors got together and formed an initiative to form their own regulations &#8211; PCI. They were a lot more concerned with the regulation&#8217;s impact on profitability than government regulations would have been. The PCI standards were fairly effective.<\/p>\n<p>And now one of the credit bureaus has lost a\u00a0<em>huge<\/em> amount of personal data &#8211; including social security numbers and account numbers that I don&#8217;t get why were stored in anything other than a one-way hash in the first place. But the bigger question is how are these credit bureaus able to operate with standards that are less strict than the industry-association generated PCI standards? My guess is that there will be a credit bureau industry association writing security standards in the next week or so. If there\u00a0<em>isn&#8217;t<\/em> an industry association forming to ensure my social security number and account numbers aren&#8217;t stored in clear text on web-accessible servers at credit bureaus &#8230; I should hope the government would intervene and mandate a certain level of security.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A long time ago, processors of credit card information didn&#8217;t have any standards. And they&#8217;d lose your data. People didn&#8217;t like that, and some type of regulation had to be put on the industry. The credit card processors got together and formed an initiative to form their own regulations &#8211; PCI. They were a lot &hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[318,329,69],"class_list":["post-1591","post","type-post","status-publish","format-standard","hentry","category-technology","tag-equifax-hack","tag-pci","tag-security"],"_links":{"self":[{"href":"https:\/\/www.rushworth.us\/lisa\/index.php?rest_route=\/wp\/v2\/posts\/1591","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rushworth.us\/lisa\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rushworth.us\/lisa\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rushworth.us\/lisa\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rushworth.us\/lisa\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1591"}],"version-history":[{"count":2,"href":"https:\/\/www.rushworth.us\/lisa\/index.php?rest_route=\/wp\/v2\/posts\/1591\/revisions"}],"predecessor-version":[{"id":1593,"href":"https:\/\/www.rushworth.us\/lisa\/index.php?rest_route=\/wp\/v2\/posts\/1591\/revisions\/1593"}],"wp:attachment":[{"href":"https:\/\/www.rushworth.us\/lisa\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1591"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rushworth.us\/lisa\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1591"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rushworth.us\/lisa\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1591"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}